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  • FIRST TIME HOME BUYERS MORTGAGE BROKER TIPS AND TRICKS

    Among the services I provide to my clients,I consider myself to be a “first-time home buyer mortgage broker”. As a first time home buyer mortgage broker, I know how difficult it is to get into the real estate

  • GOOD NEWS REGARDING OSFI RULE CHANGES

    This is just a quick note to let viewers know that IF you are one of the people with 20% or more down-payment and are in a position that the new OSFI rule changes affect your pre-qualification, that I can extend the

  • Is a debt consolidation mortgage a good choice help become debt-free?

    Leading a life with overwhelming debt is difficult. An overpowering debt in retirement with restricted salary can be significantly harder. If you have previously investigated various approaches to deal with debt, you may have run across information regarding debt consolidation, which combines different debts into one payment. It will work if the debt isn’t inordinate…

  • Retain Financial Stability with Line Of Credit Mortgages

    If you are thinking of a line of credit that is secured by a mortgage against your home then consider HELOC (A home equity line of credit) mortgage. A HELOC similar to home equity loans can allow homeowners to borrow money against the built up equity in their home. Such mortgages depend on a varying…

  • Is the First-Time Home Buyer Incentive helpful at all?

    On September 2nd, the federal government implemented the First-Time Home Buyer Incentive, which is a program they had announced in the federal budget this spring.   It’s aim is supposed to be to help first-time home buyers to get into their first home. It is curious timing that they would call an election 9 days later,…

  • OSFI B20 MORTGAGE GUIDELINE CHANGES 2017 – PART 2

    Among the services I provide to my clients,I consider myself to be a “first-time home buyer mortgage broker”. As a first time home buyer mortgage broker, I know how difficult it is to get into the real estate